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The “real estate equity value” in the consumer examples are based on certain assumptions that management of Key believes are appropriate in the circumstances; however, there can be no certainty that these assumptions will be correct. This example is indicative only and (i) Key management has made certain assumptions regarding the real estate equity value, including an annual appreciation rate of 8% on the real property owned by Key, a rate that is less than the Toronto real estate market’s actual historical performance of an annual average appreciate rate of 13.4% from 2014 through 2018 (Source: Urbanation) [read more]

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